First Time Home Buyers Programs:

We have several First Time Home Buyers mortgage options available for our buyers. We will list a handful of them here:

FHA 96.5% First Mortgage with a 3.5% Grant or Forgivable 2nd mortgage

FHA 96.5% First Mortgage with a 5% 2nd Mortgage amortized over 10 years at 2% above the first mortgage rate

FHA 96.5% First Mortgage with a 3.5% 2nd Mortgage amortized over 10 years at 2% above the first mortgage rate

Conventional 97% First Mortgage with 3% Down (That can be from a grant program)

100% USDA First Mortgage with Zero Down (Usually for outer ring suburbs or rural areas. Ask for details)

100% VA First Mortgage with Zero Down (Must be eligible for VA financing)

96.5% FHA First Mortgage for Police, Fire, Teachers, Medical & Civil Servants

We have other options available so feel free to reach out to us by booking a discovery call with one of our advisors today.

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